Fraud Blocker

Downtime Claims for Owner-Operators & Fleets
Trucker Lawyers Helping You Recover Downtime Losses

Fighting for Truckers Since 2005

When Your Truck's Down,
Your Income Shouldn't Be

Get paid for loss of income during downtime. We make your claim their priority. You’re entitled to recover lost income for every day your equipment was down and unable to operate after a not-at-fault accident. Insurance companies won’t tell you this. We will. Since 2005, we’ve helped owner-operators and fleets recover millions in downtime losses, property damage, and business interruption. Had an accident where it’s clear someone else was at fault? Let us help! No upfront costs. No fees unless we win.

Not at Fault, Yet Still Struggling to Get Fair Compensation

Insurance companies won’t properly compensate you when you’re in an accident that wasn’t your fault. You’re given the runaround and no one wants to help. It’s hard to navigate the claim process by yourself when you should be focused on getting back on the road.

No One Should Lose Income Because of Downtime

We offer free consultations to review your case and explain your right to recover lost income. Most owner-operators are entitled to downtime coverage but face resistance or misinformation from the at-fault driver’s insurance company or large self-insured trucking companies.
We aggressively pursue and collect downtime claims for owner-operators and fleets. Being an owner-operator means there are a lot of things you have to do on your own. Recovering lost income due to an accident shouldn’t be one of them.

How We Help Truckers
Recover Downtime

Listen to our mini-cast about how we work with owner-operators and fleets to recover lost income after not-at-fault accidents. Our law firm knows the trucking industry and focuses exclusively on helping you recover downtime compensation.

Proven by Truckers. Verified by Reviews.

Getting Started is Easy Three Simple Steps

Step 1

Complete the "Get Started" Form

From there, we’ll have a free consultation to talk about the details of your downtime claim. Most truckers are entitled to downtime coverage but face resistance from the at-fault driver’s insurance.

Step 2

Get the Team You Need

Attorney Kelsea Eckert and our team focus on exactly this kind of work, so you’re in good hands. Once you complete the initial paperwork, we get to work helping you recover the downtime pay you’re entitled to.
Step 3

Get Paid for Downtime

Losing income because of downtime should not be something an owner operator just accepts. There are systems in place designed to compensate you when someone else’s negligence impacts your earnings.

Free GuideThe 5 Most Common Things Truckers Forget in the Aftermath of an Accident

Download our free guide to learn what steps to mitigate losses and protect your business immediately after a traffic accident. Don’t make costly mistakes that could jeopardize your right to recover downtime losses.

Three semi-trucks drive on a highway; text reads “5 Things Truckers Forget After an Accident” with a note about staying prepared after a traffic accident.
This field is for validation purposes and should be left unchanged.

What is Downtime?

Downtime is that time when your equipment is down and not making money. When rolling assets are not moving, no income is produced. Truckers don’t make income while equipment is sitting still. However, businesses continue to have fixed expenses (insurance, truck payment, office expenses, etc). The financial impact of losing income adds up quickly, and you have the right to recover downtime from the at-fault motorist.

Understanding Your Rights
Downtime Claims for Owner-Operators

We specialize in helping owner-operators and independent truckers recover lost income fast when an accident that wasn’t your fault takes your truck off the road. When your truck is your livelihood and you have zero income and mounting bills, you need a team that knows how to fight.

We understand the unique challenges independent owner-operators face because we’ve been fighting for truckers since 2005. We calculate your true lost income – not just the days in the shop, but the full downtime period including parts delays, inspections, and all reasonable out-of-service time when your truck is out of service.

We know how to counter insurance coverage tactics that try to minimize your claim. We prove your losses with prior haul records, lost loads documentation, witness statements, and receipts that the insurer can’t ignore.

A man in a white shirt stands with arms crossed, smiling, in front of several parked white semi-trucks in a lot.
A man holding a clipboard stands in front of a white semi-truck, smiling at the camera.
A beige semi-truck drives on a divided highway bordered by a grassy slope and trees under a partly cloudy sky.

Downtime & Loss of Use
Recover Lost Revenue When
Your Trucking Business Stops

Downtime, Lost Revenue, Loss of Revenue, Loss of Use, Lost Income, and Business Interruption are terms often intermingled within the insurance coverage industry. When your equipment isn’t operating, you can’t make money.

Your bills keep coming even if your truck isn’t bringing in the money. Owner-operators, motor carriers, and fleets who lose the use of their vehicles following an accident are stripped of their income-making capacity, playing havoc with their small trucking business and bottom line profit. Large losses of revenue add up quickly. It’s important to file a claim and take action immediately to pursue the at-fault party’s insurance.

Our Practice AreasComprehensive Recovery for the Trucking Industry

We focus exclusively on commercial vehicle property damage and business loss recovery. Our specialized expertise means we understand trucking economics, know how to calculate true losses including lost profits, and fight to maximize every dollar you’re owed.

Our Practice AreasComprehensive Recovery for the Trucking Industry

We focus exclusively on commercial vehicle property damage and business loss recovery. Our specialized expertise means we understand trucking economics, know how to calculate true losses including lost profits, and fight to maximize every dollar you’re owed.

Downtime & Loss of Use Claims

Recover lost income for every day your vehicle was unavailable

More About Downtime & Loss of Use Claims

Fleet Subrogation Services

Third-party recovery for fleets and captive insurance programs

Learn More About Fleet Subrogation Services

Diminished Value Claims

Recover the permanent loss in market value after repairs

Learn More About Diminished Value Claims

Captive Insurance Loss Recovery

Your captive doesn’t eliminate third-party recovery rights

Learn More About Captive Insurance Loss Recovery

Limousine & Black Car Operators

Specialty vehicle downtime and property damage

Learn More About Limousine & Black Car Operators

Insurance Subrogation

Partnership services for carriers and TPAs

Learn More About Insurance Subrogation

Revoked Trucking Authority Claims

FMCSA filing failures and lost income recovery

Learn More About Revoked Trucking Authority Claims

What Customers Say About Working With Us

“The only place to call. Excellent people that do an outstanding job!”

Paul Sherrod

Owner-Operator

“Eckert & Associates provided a resource to recover some of my monetary losses. They kept me updated on the status and were very honest on the possible outcome. They were never pushy.”

Mike Jernigan

Jernigan Enterprises, LLC

“Eckert & Associates came to my aid and got me much more than I would have [received].”

Hope C.

Owner-Operator

“I didn’t think I was going to get any money for my downtime. I called about 6 law offices… From the moment I talked to Mrs. Eckert, I knew I was in good hands.”

Alfred D

Owner-Operator

“Everyone was very professional & worked with us in a very timely manner. We wish there were more people like you. You relieved a lot of stress from us. We knew we were in good hands with y’all.”

Doolchandeo J

Owner-Operator

Our Downtime Claims Attorneys & Staff Fighting for Truckers Since 2005

The law firm of Eckert & Associates, P.A. aggressively pursues and collects downtime claims for owner-operators and fleets, as well as subrogation matters for insurance companies. We help you recover downtime when the at-fault party’s insurance won’t cover downtime fairly.

We work in the style of a collection agency, but with the force of a law firm. We work on a contingency fee basis – no upfront cost is required to begin a case through our office. Our active hands-on approach during the early stages of collection allows for a better chance of resolving the matter without litigation.

Led by attorney Kelsea Eckert, our team has represented commercial drivers and fleets nationwide since 2005. We’re not a general personal injury firm – we’re downtime claims specialists who understand trucking economics and fight to maximize your recovery. We know your rights and are able to recover what you’re owed.

Don't Let Insurance Companies Minimize or Deny Your Downtime Claim

We’ve been fighting for truckers since 2005 and have recovered millions in lost income for owner-operators and fleets nationwide. When the accident occurred, you lost your ability to earn – but you don’t have to accept that financial loss.

Ready to Recover Your Lost Income?

Whether you need to pursue underinsured motorist property damage coverage, file a claim against the at-fault driver’s insurance company, or get help with out-of-pocket expenses and rental companies, we know how to get back on the road to financial recovery.

Resources

We’ve invested time and effort into creating clear, practical resources specifically for truck drivers and owner-operators. From videos and articles to step-by-step checklists, our resources are designed to help you understand your rights, prepare for your case, and be ready for any scenario.

Downtime ClaimsFrequently Asked Questions

Downtime is that time when your equipment is down and not making money. Downtime, Lost Revenue, Loss of Revenue, Loss of Use, Lost Income, and Business Interruption Losses are terms often intermingled within the industry. When rolling assets are not moving, no income is produced. Owner operators don’t make income while equipment is sitting still. However, businesses continue to have fixed expenses (insurance, truck payment, office expenses, etc). Owner-operators and motor carriers who lose the use of their trucks following an accident are stripped of their income-making capacity, playing havoc with their livelihood and bottom line. Large losses of revenue add up quickly.

In order to speak with an attorney about your case, please call, email, or complete the “Get Started” questionnaire. We will review your information and get back with you as quickly as possible to help you understand your right to recover lost income.

Documents vary depending on the case. Has the adverse party admitted wrongdoing and accepted liability? If not, we will need the documents and evidence proving they were at fault. If they have agreed they were at fault, we will need documents and evidence proving the financial loss your business had because of the accident. We will provide you with a list of the documents needed.We will request a breakdown of your income and expenses. If the accident occurred during a high-income time of the year, we will want the data which proves these higher-than-normal figures. We will calculate lost profit on a daily basis and multiply this loss by the number of working days down to arrive at your lost income figure.

There is no charge to talk with an attorney about most matters. Once we take your case, we work on a contingency fee basis. This means we take a percentage of the settlement at the end of the case. Many law firms handle these matters only on an hourly basis with a hefty retainer. We are a positive alternative to this scenario and helps you recover without large upfront costs.